# Digital Wallets

{% hint style="info" %}
&#x20;<mark style="color:blue;">Digital wallets are closed-loop. They can only be used to receive payments</mark>
{% endhint %}

Duplo's digital wallet allows you to create virtual account that can receive regular payments. We keep track of each payment into a wallet to give you a rich historical view of payments from your customer. Each wallet has a ledger balance and an available balance.

{% hint style="info" %} <mark style="color:blue;">The ledger balance includes all transactions including pending/uncleared transactions</mark>
{% endhint %}

{% hint style="info" %} <mark style="color:blue;">The available balance includes transactions that have been cleared.</mark>
{% endhint %}


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