Create a single-use virtual account

Create a single-use virtual account to accept one-time payment.

The single-use account is only valid for one-time use only

Depending on the partner bank you choose, we may require more information. These requirements are at the request of our partnering banks.

URI

POST

https://api.tryduplo.com/v1/virtual-accounts

Parameters

Header

Authorization string	set value to Bearer SECRET_KEY

Body Param

business_id string required	Buisness ID
first_name string required	Customer's first name
last_name string required	Customer's last name
phone_number string required	Customer's phone number
email string required	Customer's email address
bvn string	Customer's bank verification number
metadata string	Customer's specific data - Stringified JSON
is_permanent boolean required	Flags a virtual account as temporary
preferred_banks array	List of Customer's preferred banks
purpose string required	Customer's purpose for creating a virtual account
amount number	Specifies the exact amount a virtual account should receive
single_use boolean required	Flag for a single use virtual account, should be set to true

If the amount is specified, the customer will only be allowed to pay the exact amount. Any other amount will be rejected

Sample request

cURL

curl --location --request POST 'https://api.tryduplo.com/v1/virtual-accounts' \
--header 'Authorization: Bearer SECRET_KEY' \
--header 'Content-Type: application/json' \
--data-raw '{
   "first_name": "Pat",
   "last_name": "Daniel",
   "phone_number": "08085279945",
   "email": "[e-mail]",
   "bvn": "39372746283",
   "is_permanent": false,
   "purpose": "Testing purpose",
   "preferred_banks": [
       {
           "bank_code": "111",
           "bank_name": "Wema Bank",
           "id": "wema"
       }
   ],
   "single_use": true,
   "metadata": "{'invocie': '10093743'}"
}'

Node

var axios = require('axios');
var data = JSON.stringify({
 "first_name": "Pat",
 "last_name": "Daniel",
 "phone_number": "08012345678",
 "email": "[e-mail]",
 "bvn": "39372746283",
 "is_permanent": false,
 "purpose": "Testing purpose",
 "preferred_banks": [
   {
     "bank_code": "111",
     "bank_name": "Wema Bank",
     "id": "wema"
   }
 ],
 "single_use": true,
 "metadata": '{}'
});

var config = {
 method: 'post',
 url: 'https://api.tryduplo.com/v1/virtual-accounts',
 headers: {
   'Authorization': 'Bearer SECRET_KEY',
   'Content-Type': 'application/json'
 },
 data : data
};

axios(config)
.then(function (response) {
 console.log(JSON.stringify(response.data));
})
.catch(function (error) {
 console.log(error);
});

PHP

<?php
$curl = curl_init();

curl_setopt_array($curl, array(
 CURLOPT_URL => 'https://api.tryduplo.com/v1/virtual-accounts',
 CURLOPT_RETURNTRANSFER => true,
 CURLOPT_ENCODING => '',
 CURLOPT_MAXREDIRS => 10,
 CURLOPT_TIMEOUT => 0,
 CURLOPT_FOLLOWLOCATION => true,
 CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
 CURLOPT_CUSTOMREQUEST => 'POST',
 CURLOPT_POSTFIELDS =>'{
   "business_id": BUSINESS_ID,
   "first_name": "Pat",
   "last_name": "Daniel",
   "phone_number": "08085279945",
   "email": "[e-mail]",
   "bvn": "39372746283",
   "is_permanent": false,
   "purpose": "Testing purpose",
   "preferred_banks": [
       {
           "bank_code": "111",
           "bank_name": "Wema Bank",
           "id": "wema"
       }
   ],
   "fallback_bank": true,
   "single_use": true,
   "amount": 3000,
   "metadata": {}
}',
 CURLOPT_HTTPHEADER => array(
   'Authorization: Bearer SECRET_KEY',
   'Content-Type: application/json'
 ),
));

$response = curl_exec($curl);

curl_close($curl);
echo $response;

Duplo Response

{
    "data": {
        "account_ref": "act_jR8TvmZgiIHV",
        "account_number": "9190000023",
        "is_permanent": false,
        "email": "[e-mail]",
        "status": "active",
        "provider": {
            "bank_code": "111",
            "bank_name": "Wema Bank",
            "id": "wema",
            "credentials": {}
        },
        "created_at": "2022-02-01T18:20:19.000Z",
        "account_name": "David Daniel"
    },
    "errors": {},
    "message": "Account created successfully"
}